Mobile phone payment

Wednesday, July 8th 2009 - 19:40 CEST - Comments: 0

N XP, the independent semiconductor company founded by Philips, unveiled the world's first truly industry standard Near Field Communication (NFC) controller, delivering a fully compliant platform for handset manufacturers and operators to introduce the next generation NFC devices and services. The new NXP PN544 chip is based on the latest NFC specifications and functionality by the European Telecommunications Standard Institute (ETSI). The NFC functionality of this chip will enable mobile phone users to access a new range of contactless applications such as mobile payments, transport and event ticketing as well as data sharing directly from the mobile phone SIM (Subscriber Identity Module) for improved on-the-go experience.

NFC functionality makes mobile phone payments possible

"In 2008, the GSMA Pay-Buy-Mobile initiative called for full NFC functionality including the standardized SWP protocol to be available from mid-2009, therefore we very much welcome the introduction of this fully standard compliant NFC product by NXP," said Nav Bains, Senior Director Mobile Money, GSM Association.

 

 

Pay with your mobile phone

"Standardized SIM-based NFC chipsets provide a solid foundation for NFC adoption and its NFC functionality. They provide mobile phone manufacturers, mobile operators, banks, transport operations and a host of other players, with a platform for their NFC developments," said Jonathan Collins, principal analyst, Short Range Wireless, ABI Research. "Standardization will also help other organizations align their businesses to support mobile contactless services - stimulating the market further."

 

NFC PN544 chip

Using its leadership in NFC technology, NXP has created with the PN544 a solution which is fully compliant with all released NFC specifications and functionality on the Single Wire Protocol (SWP) connection with the SIM and the Host Controller Interface (HCI). In addition, NXP worked closely with leading SIM card manufacturers such as Gemalto, Oberthur Technologies and Giesecke & Devrient to ensure SWP interface interoperability including support of the MIFARE technology. The new NFC controller is fully backwards compatible and interoperable with existing contactless infrastructure for payments and ticketing, already in place across the world.

 

Mobile phone payments have been made easier

"NXP co-invented NFC functionality with the aim of putting the mobile phone at the centre of the consumer's world and the launch of this latest NFC chip brings that aim even closer," said Chris Feige, general manager, Near Field Communication, NXP Semiconductors. "Through extensive dialogue with all players in the NFC mobile ecosystem, we've created a functionality which will help mobile operators, banks, retailers and services providers to offer new services enabling them to diversify their business and adding real value to the end user."

 

 

NFC payment transactions with your mobile phone

To meet the needs of the differing mobile phone manufacturers, the PN544 chip has been designed to support the three main architectures which are used to secure NFC transactions, including the Secure Element within the Universal Integrated Circuit Card (UICC), within the SD card and within the mobile handset (embedded Secure Element: PN544 plus Smart MX security chip in a pin to pin compliant solution).

 

Key functionalities of the PN544 chip

• Small footprint for size optimization
• Optimized for low power consumption
• Working in Battery off and Battery Low modes
• MIFARE 1K/4K Reader/writer functionality enabled in host baseband
• Optionally available with a platform independent software stack
• Optimized antenna designs for best-in-class RF performance
• Shorter integration time due to qualified design-in support from NXP
• NXP's PN544 is currently being sampled by a number of major handset manufacturers.

NFC enabled mobile phones - Availability

Mass availability of the product is targeted during Q3 of 2009 - at the same time first commercially NFC-enabled mobile phones are expected to be launched.

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